Terms & Conditions

Effective Date: September 22, 2026

Welcome to Tapias Advisory Group. These Terms and Conditions govern your use of our website and any bookkeeping or related services provided by Tapias Advisory Group.

By accessing our website, submitting information through our website, purchasing services, or engaging Tapias Advisory Group, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

1. SERVICES

Tapias Advisory Group provides bookkeeping and related business support services. Depending on the services selected, these may include transaction categorization, account reconciliation, bookkeeping cleanup, financial record organization, financial reporting, payroll support, accounts payable or receivable support, and other bookkeeping related services agreed upon with the client.

The specific scope, frequency, pricing, and deliverables for a client may be established through a separate proposal, engagement agreement, service agreement, invoice, or written communication.

Services outside the agreed scope may require additional fees.

2. BOOKKEEPING SERVICES ONLY

Unless expressly stated otherwise in a separate written agreement, Tapias Advisory Group provides bookkeeping services and does not provide legal, investment, audit, assurance, or financial planning services.

Bookkeeping reports and communications should not be interpreted as professional advice outside the scope of the services for which Tapias Advisory Group has been specifically engaged.

Clients should consult the appropriate attorney, CPA, tax professional, financial adviser, or other qualified professional when those services are required.

3. NO GUARANTEE OF FINANCIAL OR TAX OUTCOMES

Tapias Advisory Group does not guarantee any particular financial, business, tax, credit, profitability, or other outcome resulting from the use of our services.

Financial reports reflect the information available to us and the records provided or made accessible by the client and applicable third parties.

Past results do not guarantee future results.

4. CLIENT RESPONSIBILITIES

The client agrees to provide complete, accurate, current, and timely information necessary for Tapias Advisory Group to perform the agreed services.

This may include bank statements, credit card statements, receipts, invoices, payroll information, transaction records, account access, accounting software access, and other relevant documentation.

The client remains responsible for the accuracy and completeness of the information supplied to Tapias Advisory Group.

The client is also responsible for reviewing financial statements, reports, reconciliations, and other information provided by Tapias Advisory Group and promptly notifying us of any suspected errors or discrepancies.

Tapias Advisory Group is not responsible for errors, omissions, penalties, losses, or delays resulting from incomplete, inaccurate, misleading, or untimely information provided by the client or a third party.

5. ACCESS TO FINANCIAL ACCOUNTS AND SOFTWARE

To provide bookkeeping services, clients may authorize Tapias Advisory Group to access accounting platforms, banking information, payroll systems, payment processors, or other financial software.

Whenever possible, clients should provide accountant, delegate, read only, or other appropriate authorized access rather than sharing personal passwords.

Clients are responsible for maintaining appropriate security over their accounts and notifying Tapias Advisory Group promptly if access should be changed or terminated.

6. THIRD PARTY SERVICES

Tapias Advisory Group may use or interact with third party platforms such as accounting software, financial institutions, payroll providers, payment processors, cloud storage providers, and other technology services.

Those third parties operate independently and may maintain their own terms, privacy policies, security procedures, availability standards, and limitations.

Tapias Advisory Group is not responsible for outages, errors, security incidents, data loss, delays, or other problems caused solely by third party providers outside our reasonable control.

7. FEES AND PAYMENT

Fees for bookkeeping and related services will be communicated before or during the engagement and may be established through an engagement agreement, proposal, invoice, subscription, or other written arrangement.

Clients agree to pay all applicable fees according to the payment terms associated with their services.

Where recurring billing is authorized, the client authorizes the applicable payment method to be charged according to the agreed billing schedule until the service is canceled or terminated in accordance with the applicable agreement.

Failure to make payment when due may result in suspension or termination of services.

Any refund, cancellation, or prorated payment terms will be governed by the specific service agreement or offer under which the services were purchased.

8. CONFIDENTIALITY

Tapias Advisory Group recognizes that bookkeeping services may involve confidential business and financial information.

We will use reasonable measures to protect confidential client information and will not intentionally disclose confidential information to unauthorized third parties except when necessary to perform the agreed services, when authorized by the client, or when disclosure is required by law.

Clients acknowledge that no electronic communication, cloud storage system, software platform, or internet based system can be guaranteed to be completely secure.

9. ELECTRONIC COMMUNICATIONS

By communicating with Tapias Advisory Group electronically, you consent to receiving communications electronically regarding your inquiry, account, services, payments, or engagement.

Electronic communications may include email, text messages, client portals, accounting software notifications, or other communication methods authorized by the client.

10. WEBSITE INFORMATION

Information provided on this website is intended for general informational purposes.

Although Tapias Advisory Group makes reasonable efforts to keep website information accurate and current, we do not guarantee that all website information will always be complete, current, or free from errors.

Website content should not be relied upon as a substitute for advice tailored to your individual business, financial, legal, or tax circumstances.

11. INTELLECTUAL PROPERTY

Unless otherwise indicated, the content of this website, including text, graphics, branding, logos, designs, downloadable resources, processes, educational materials, and other original content, belongs to Tapias Advisory Group or is used with appropriate permission.

Website content may not be copied, reproduced, distributed, sold, republished, or commercially exploited without prior written authorization, except as permitted by applicable law.

12. PROHIBITED USE

You agree not to use this website or our services for unlawful, fraudulent, abusive, or malicious purposes.

You may not attempt to gain unauthorized access to our website, systems, client information, software, or accounts or intentionally interfere with the operation or security of our systems.

13. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Tapias Advisory Group will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of this website or our services.

Tapias Advisory Group is not responsible for losses resulting from inaccurate or incomplete information supplied by a client, decisions made independently by a client, actions or failures of third party providers, or circumstances outside our reasonable control.

Nothing in these Terms and Conditions is intended to exclude or limit liability where doing so would be prohibited by applicable law.

14. CLIENT DECISIONS

The client remains responsible for all business and financial decisions.

Reports, bookkeeping records, communications, and other materials prepared by Tapias Advisory Group are intended to assist clients in maintaining and understanding their financial records. They do not transfer responsibility for business decisions to Tapias Advisory Group.

15. TERMINATION OF SERVICES

Either party may terminate services according to the terms of the applicable engagement agreement or service arrangement.

Upon termination, the client remains responsible for all amounts properly due for services performed through the effective termination date and any other amounts required under the applicable agreement.

Tapias Advisory Group may suspend or terminate services when a client fails to pay amounts due, fails to provide information necessary to perform the work, requests unlawful activity, materially violates an agreement, or otherwise prevents us from reasonably performing the agreed services.

16. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold Tapias Advisory Group harmless from claims, losses, liabilities, or reasonable expenses arising from your unlawful use of our website or services, your material violation of these Terms and Conditions, or materially inaccurate information knowingly provided by you.

17. PRIVACY

Our collection and use of personal information is governed by our Privacy Policy.

Because bookkeeping engagements may involve financial and personally identifiable information, clients should review both these Terms and Conditions and our Privacy Policy before using our services.

18. GOVERNING LAW

These Terms and Conditions will be governed by the laws of the State of Florida, without regard to applicable conflict of law principles, except where applicable law requires otherwise.

Any additional dispute resolution procedures, jurisdiction requirements, venue provisions, mediation requirements, or arbitration provisions contained in a separate written agreement between Tapias Advisory Group and a client will also apply to that engagement.

19. SEVERABILITY

If any provision of these Terms and Conditions is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

20. CHANGES TO THESE TERMS

Tapias Advisory Group may update these Terms and Conditions periodically.

When changes are made, the updated version may be posted on this website with a revised effective date.

Continued use of the website after updated Terms and Conditions become effective constitutes acceptance of those terms to the extent permitted by applicable law.

21. ENTIRE AGREEMENT AND SERVICE AGREEMENTS

These website Terms and Conditions govern general use of the website.

When a client enters into a separate engagement agreement, proposal, service agreement, or other written contract with Tapias Advisory Group, that agreement may contain additional or different terms governing the professional relationship.

If a specific written client agreement conflicts with these general website Terms and Conditions regarding the services covered by that agreement, the specific client agreement will control to the extent of that conflict.

22. CONTACT

Questions regarding these Terms and Conditions may be directed to:

Tapias Advisory Group

Email: [email protected]
Phone: (786) 484-6047

Business Address: FL.US

Last Updated: September 22, 2026